The Retirement Answer : The Six Key Decisions Every Retiree Needs to Make

Are you worried about your financial future in retirement?You're not alone. Sixty-four percent of Americans are more afraid of running out of money in retirement than death. Drawing on 35 years of experience, bestselling author and financial advisor Daniel Goldie offers you the solution in The Retirement Answer. Packed with personal stories and anecdotes, this is an essential guide to overcoming the roadblocks of retirement planning, such as the fear of running out of money.It also provides practical tools like an Annual Retirement Checklist to make sure you stay on track. The book focuses on the six critical decisions every retiree needs to make:The Timing Decision: Discover not just if you can retire, but if you should retire, by weighing the financial and personal trade-offs involved. The Social Security and Medicare Decisions: Learn how these programs work so you can maximize your benefits and avoid costly, lifelong penalties. The Distribution Decision: Learn how to create a sustainable, tax-efficient income stream from your investments that will last a lifetime. The Investment Decision: Make prudent investment decisions by understanding how markets work and how to manage risk in retirement. The Legacy Decision: Define and plan for the financial and personal legacy you wish to leave for your family and community. Whether you're nearing retirement or already there, it is never too late to learn these essential concepts and confidently plan your retirement. The Retirement Answer provides the knowledge for a successful, worry-free life after work. (Statistic from 2025 Allianz retirement study.)